Debt Assessment Quiz

1. What is your total unsecured debt?

Less than $5,000 $5,000 - $15,000 $15,000 - $50,000 More than $50,000

2. Can you pay your minimum monthly payments?

Yes, easily Yes, but it's difficult Sometimes No, I'm behind

3. Are you facing any of these situations?

Wage garnishment Foreclosure threat Vehicle repossession Collection lawsuits None of these

4. What percentage of income goes to debt payments?

Less than 20% 20-40% 40-60% More than 60%

5. How long to pay off debt making minimum payments?

Less than 2 years 2-5 years 5-10 years More than 10 years or impossible